AmberNBuns
Well-Known Member
Heyyo.
I have some exciting news to share. We are buying a house!
A co-worker of Nick's approached him asking if he wanted to buy their house. (We had been looking.) They are motivated to sell because they are running from their ex's, so we are gaining some instant equity - enough to cover the rest of our debts... yeah!
Well, it's been stressful because we suddenly had a 30 day delinquency appear on his credit report last month from CitiBank. I had been paying automatically and did not realize that a payment posted one day late, so the minimum due was higher than I thought... yadda yadda...
Long story short, it was looking like we were not going to qualify because of this one error. We had been fighting with them for 2 weeks now about it, and we got a telephone call this afternoon saying that a fax was on its way to us that would show that they are correcting our credit report.
I am SO RELEIVED!
We are closing on the 27th if we can get the paperwork and appraisals taken care of this week.
I have been sharing my joy with all my friends, and then I thought about you guys.
So, what is everyone else up to today?
I have some exciting news to share. We are buying a house!
A co-worker of Nick's approached him asking if he wanted to buy their house. (We had been looking.) They are motivated to sell because they are running from their ex's, so we are gaining some instant equity - enough to cover the rest of our debts... yeah!
Well, it's been stressful because we suddenly had a 30 day delinquency appear on his credit report last month from CitiBank. I had been paying automatically and did not realize that a payment posted one day late, so the minimum due was higher than I thought... yadda yadda...
Long story short, it was looking like we were not going to qualify because of this one error. We had been fighting with them for 2 weeks now about it, and we got a telephone call this afternoon saying that a fax was on its way to us that would show that they are correcting our credit report.
I am SO RELEIVED!
We are closing on the 27th if we can get the paperwork and appraisals taken care of this week.
I have been sharing my joy with all my friends, and then I thought about you guys.
So, what is everyone else up to today?